The post Japan Eyes 20% Crypto Tax, Bitcoin ETF, and Stablecoins by 2026: Full Details  appeared first on Coinpedia Fintech News

Japan is pushing for sweeping financial reforms as part of its goal to become an “asset management nation.” 

According to a report from Nikkei, the Financial Services Agency (FSA) is advancing proposals on tax reforms and reclassifying digital assets, potentially paving the way for cryptocurrency exchange-traded funds (ETFs).

Japan Aims to Cut Crypto Taxes

Japanese crypto investors currently face some of the toughest tax rules in the world. Profits from digital assets can be taxed as high as 55%, far higher than the flat 20% applied to stocks and bonds.

The FSA is proposing to bring crypto under that same 20% bracket and let investors carry forward losses for three years. The move is meant to cut the burden on traders, boost market activity, and rebuild trust.

Japan is moving to classify cryptocurrencies as financial products under the Financial Instruments and Exchange Act. This would align digital assets with stocks and bonds, enabling stricter oversight on insider trading and disclosure, and make way for a spot Bitcoin ETF. 

The State of Crypto Adoption in Japan 

While Japan’s crypto market is growing, domestic trading is set to double from $66.6 billion in 2022. But the retail adoption remains weak, with 88% of residents never owning Bitcoin. Heavy taxes and regulatory uncertainty have been the key barriers. 

— Documenting ₿itcoin (@DocumentingBTC) July 24, 2025 The simplified tax rules, combined with regulated crypto ETFs, may finally encourage more people to participate.

.article-inside-link { margin-left: 0 !important; border: 1px solid #0052CC4D; border-left: 0; border-right: 0; padding: 10px 0; text-align: left; }

.entry ul.article-inside-link li { font-size: 14px; line-height: 21px; font-weight: 600; list-style-type: none; margin-bottom: 0; display: inline-block; }

.entry ul.article-inside-link li:last-child { display: none; }

  • Also Read :
  •   Philippines May Become First in Asia to Hold 10,000 BTC National Bitcoin Reserve
  •   ,

Stablecoins and New Investment Products in Japan

Building on these reforms, Japan is also preparing to expand digital finance products. The country Japan may soon approve its first yen-pegged stablecoin, possibly by fall 2025. SBI Holdings, Japan’s financial giant, also plans to launch RLUSD in Japan by early 2026, with SBI VC Trade as distributor.

These moves signal Japan’s ambition to expand digital finance while keeping tighter regulations in place. 

FSA’s Roadmap for 2026 

Japan’s FSA will set up a new bureau in 2026 to oversee insurance, asset management, and digital finance. The reform follows insurance scandals and aims to restore trust, strengthen oversight, and support growth in emerging markets like crypto.

Japan is also tightening its crypto rules by shifting oversight from payment laws to investment-style regulation. An FSA working group is reviewing stricter disclosure for fundraising tokens, clearer rules for Bitcoin, and tougher measures on fraud, taxation, and investor protection.

The FSA’s bold reforms could turn Japan into the bridge between traditional markets and digital assets

.article_register_shortcode { padding: 18px 24px; border-radius: 8px; display: flex; align-items: center; margin: 6px 0 22px; border: 1px solid #0052CC4D; background: linear-gradient(90deg, rgba(255, 255, 255, 0.1) 0%, rgba(0, 82, 204, 0.1) 100%); }

.article_register_shortcode .media-body h5 { color: #000000; font-weight: 600; font-size: 20px; line-height: 22px; text-align:left; }

.article_register_shortcode .media-body h5 span { color: #0052CC; }

.article_register_shortcode .media-body p { font-weight: 400; font-size: 14px; line-height: 22px; color: #171717B2; margin-top: 4px; text-align:left; } .article_register_shortcode .media-body{ padding-right: 14px; }

.article_register_shortcode .media-button a { float: right; } .article_register_shortcode .primary-button img{ vertical-align: middle; width: 20px; margin: 0; display: inline-block; }

@media (min-width: 581px) and (max-width: 991px) { .article_register_shortcode .media-body p { margin-bottom: 0; } }

@media (max-width: 580px) { .article_register_shortcode { display: block; padding: 20px; }

.article_register_shortcode img { max-width: 50px; }

.article_register_shortcode .media-body h5 { font-size: 16px; }

.article_register_shortcode .media-body { margin-left: 0px; }

.article_register_shortcode .media-body p { font-size: 13px; line-height: 20px; margin-top: 6px; margin-bottom: 14px; }

.article_register_shortcode .media-button a { float: unset; }

.article_register_shortcode .secondary-button { margin-bottom: 0; } }

Never Miss a Beat in the Crypto World!

Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more.

.subscription-options li { display: none; } .research-report-subscribe{ background-color: #0052CC; padding: 12px 20px; border-radius: 8px; color: #fff; font-weight: 500; font-size: 14px; width: 96%; } .research-report-subscribe img{ vertical-align: sub; margin-right: 2px; }

var templateIds = “6”; var listOfSubscribed = [];

function subscribed_popupmodal(template_id) { var templateId = ‘6’; getAllSubscriberCategoryList([templateId]); var subcribemodal = window.parent.document.getElementById(‘subscribe-modal-design’); if (subcribemodal) { var modalContent = `

Subscribe Now `; subcribemodal.innerHTML = modalContent; } subscribe_unsubscribe_status(template_id); //getAllSubscriberCategoryList(template_id); }

function toggleSubscription(subscription, template_id) { var subscriptionCheckbox = document.getElementById(subscription + ‘_’ + template_id); var li = document.getElementById(subscription + ‘Selected_’ + template_id); if (subscriptionCheckbox.checked) { li.classList.add(‘active’); } else { li.classList.remove(‘active’); } }

function getAllSubscriberCategoryList(getcategoryId) { jQuery.ajax({ url: ‘https://coinpedia.org/wp-admin/admin-ajax.php’, type: ‘GET’, data: { action: ‘subscribe_api_ajax_request’, apiurl: ‘/app/email_newsletter/list’, }, success: function(response) { var result = JSON.parse(response.message);

if (result.status === true) { var idstosubscribed = [] // Populate listOfSubscribed with subscribed category IDs result.message.forEach(listofcategory => {

if (listofcategory.subscribe_status === 1) { if (!listOfSubscribed.includes(listofcategory._id)) {

listOfSubscribed.push(listofcategory._id); }

if (!idstosubscribed.includes(listofcategory.news_cp_category_row_id)) { idstosubscribed.push(listofcategory.news_cp_category_row_id); } } });

idstosubscribed.forEach(id => { var subscribeButton = document.getElementById(‘subscribe_’ + id); var unsubscribeButton = document.getElementById(‘unsubscribe_’ + id);

if (subscribeButton && unsubscribeButton) { subscribeButton.style.display = ‘none’; unsubscribeButton.style.display = ‘block’; var showDownloadReport = document.getElementById(‘download_report’);

if (showDownloadReport) { showDownloadReport.style.display = ‘block’; } } }); }

}, error: function(xhr, status, error) { console.error(‘Error:’, error); } }); }

function subscribe_unsubscribe_status(getcategoryId) { var elementTounsubscribe = parent.document.getElementById(‘unsubscribe_’ + getcategoryId); var elementTosubscribe = parent.document.getElementById(‘subscribe_’ + getcategoryId); jQuery.ajax({ url: ‘https://coinpedia.org/wp-admin/admin-ajax.php’, type: ‘POST’, data: { action: ‘subscribe_api_ajax_request’, apiurl: ‘/app/email_newsletter/list?category_row_id=’ + getcategoryId, }, success: function(response) { var result = JSON.parse(response.message); if (result.status === true) { parent.jQuery(‘.skeliton-loader-block’).hide(); var hasSubscribeStatusOne = false; result.message.forEach(subscribeStatus => { if (listOfSubscribed.includes(subscribeStatus._id) && subscribeStatus.subscribe_status === 1) { hasSubscribeStatusOne = true; } if (subscribeStatus.notification_type === 3) { parent.document.getElementById(‘monthlySelected_’ + getcategoryId).style.display = ‘block’; parent.document.getElementById(‘monthly_’ + getcategoryId).setAttribute(‘data-id’, subscribeStatus._id); if (subscribeStatus.subscribe_status === 1) { parent.document.getElementById(‘monthly_’ + getcategoryId).checked = true; } } else if (subscribeStatus.notification_type === 2) { parent.document.getElementById(‘weeklySelected_’ + getcategoryId).style.display = ‘block’; parent.document.getElementById(‘weekly_’ + getcategoryId).setAttribute(‘data-id’, subscribeStatus._id); if (subscribeStatus.subscribe_status === 1) { parent.document.getElementById(‘weekly_’ + getcategoryId).checked = true; } } else if (subscribeStatus.notification_type === 1) { parent.document.getElementById(‘dailySelected_’ + getcategoryId).style.display = ‘block’; parent.document.getElementById(‘daily_’ + getcategoryId).setAttribute(‘data-id’, subscribeStatus._id); if (subscribeStatus.subscribe_status === 1) { parent.document.getElementById(‘daily_’ + getcategoryId).checked = true; } } if (subscribeStatus.subscribe_status === 1) { listOfSubscribed.push(subscribeStatus._id); } }); if (hasSubscribeStatusOne) { elementTosubscribe.style.display = ‘none’; elementTounsubscribe.style.display = ‘block’; } else { elementTosubscribe.style.display = ‘block’; elementTounsubscribe.style.display = ‘none’; } } }, error: function(xhr, status, error) { console.error(‘Error:’, error); } }); }

function logSelectedSubscriptions(categoryid) { var unsubscribemodal = document.querySelector(‘.unsubscribed-popup-modal .modal’); var subscribedmodal = document.querySelector(‘.subscribed-popup-modal .modal’); unsubscribemodal.innerHTML=”; subscribedmodal.innerHTML=”; var selectedSubscriptions = []; var storeCheckedId = []; var checkboxes = document.querySelectorAll(‘#subscription-options-‘ + categoryid + ‘ input[type=”checkbox”]’); var errorMessage = document.getElementById(‘error-message-select’);

// Use a Set to handle unique data-ids var uniqueSubscribedIds = new Set(listOfSubscribed);

checkboxes.forEach(function(checkbox) { var dataId = parseInt(checkbox.getAttribute(‘data-id’)); if (checkbox.checked) {

selectedSubscriptions.push(checkbox.id); storeCheckedId.push(dataId); } else {

uniqueSubscribedIds.delete(dataId); // Remove unchecked data-id } });

// Update listOfSubscribed with unique values listOfSubscribed = Array.from(uniqueSubscribedIds);

var selectedSubscriptionsString = selectedSubscriptions.join(‘, ‘); var concatinateSubscribeId = […new Set(storeCheckedId.concat(listOfSubscribed))];

var categoryData = { ‘subscribed_categories’: concatinateSubscribeId };

var requestSubscriberData = { action: ‘handle_dynamic_api_request_with_headers’, security: ‘d9804604ec’,

endpoint: ‘/app/email_newsletter/update_categories’, token: ”, data: categoryData };

jQuery.ajax({ url: ‘https://coinpedia.org/wp-admin/admin-ajax.php’, type: ‘POST’, data: requestSubscriberData, beforeSend: function(xhr) { xhr.setRequestHeader(‘X-Requested-With’, ‘XMLHttpRequest’); }, success: function(response) { try { response = response.data;

if (storeCheckedId.length === 0) { var unsubcribedPopUpmodal =

` We’re sorry to see you go! Your subscription has been canceled. If you change your mind, you can re-subscribe anytime. Thank you for being part of our community!

`; unsubscribemodal.innerHTML = unsubcribedPopUpmodal; document.querySelector(‘#subscribe-modal-design .modal’).style.display = ‘none’; unsubscribemodal.style.display = ‘block’; unsubscribemodal.classList.remove(‘hide’); unsubscribemodal.classList.add(‘show’); document.getElementById(‘subscribe_’ + categoryid).style.display = ‘block’; document.getElementById(‘unsubscribe_’ + categoryid).style.display = ‘none’; var showDownloadReport = document.getElementById(‘download_report’); if (showDownloadReport) { showDownloadReport.style.display = ‘none’; }

} else { var subscribedPopupModal = ` Thank you for subscribing to our crypto and blockchain newsletter! You’ll now receive the latest news, insights, and updates straight to your inbox. Welcome to our community!

`; let selectedSubscriptionsArray = selectedSubscriptionsString.split(‘,’); let subscribedCategories = selectedSubscriptionsArray.map(subscription => subscription.split(‘_’)[0]); let subscribedCategoriesString = subscribedCategories.join(‘, ‘);

subscribedmodal.innerHTML = subscribedPopupModal; if (document.getElementById(‘selectidname’)) { document.getElementById(‘selectidname’).textContent = subscribedCategoriesString; }

document.querySelector(‘#subscribe-modal-design .modal’).style.display = ‘none’; subscribedmodal.style.display = ‘block’; subscribedmodal.classList.remove(‘hide’); subscribedmodal.classList.add(‘show’); document.getElementById(‘subscribe_’ + categoryid).style.display = ‘none’; document.getElementById(‘unsubscribe_’ + categoryid).style.display = ‘block’; var showDownloadReport = document.getElementById(‘download_report’); if (showDownloadReport) { showDownloadReport.style.display = ‘block’; }

} } catch (e) { console.error(‘Error parsing response:’, e); } },

}); } function closeModal(template_id) { var modalId = template_id; var modal = document.querySelector(‘#’ + modalId); // Using querySelector to find the modal

if (modal) { modal.classList.add(‘hide’); modal.classList.remove(‘show’); setTimeout(function() { modal.style.display = ‘none’; }, 500);

} else { console.warn(‘Modal not found:’, modalId); } }

function closeunsubscribemodal() { var unsubscribemodal = document.querySelector(‘.unsubscribed-popup-modal .modal’);

if (unsubscribemodal) { unsubscribemodal.classList.add(‘hide’); unsubscribemodal.classList.remove(‘show’); } setTimeout(function() { unsubscribemodal.style.display = ‘none’; }, 500); }

function closesubscribemodal() { var subscribedmodal = document.querySelector(‘.subscribed-popup-modal .modal’); setTimeout(function() { subscribedmodal.style.display = ‘none’; }, 500); if (subscribedmodal) { subscribedmodal.classList.add(‘hide’); subscribedmodal.classList.remove(‘show’); } }

function withoutLoginClicked(withoutlogin_id) { localStorage.setItem(‘subscribe_without_Login’, ‘true’); localStorage.setItem(‘subscribe_clicked_id’, withoutlogin_id); }

document.addEventListener(‘DOMContentLoaded’, function() { const subscribewithoutData = localStorage.getItem(‘subscribe_without_Login’); const subscribe_clicked_cat_id = localStorage.getItem(‘subscribe_clicked_id’);

// Function to get cookies function getCookie(name) { let value = “; ” + document.cookie; let parts = value.split(“; ” + name + “=”); if (parts.length == 2) return parts.pop().split(“;”).shift(); }

// Get user token from cookies const userToken = getCookie(‘user_token’);

if (subscribewithoutData === ‘true’ && userToken) { // Call the modal function with the category ID subscribed_popupmodal(subscribe_clicked_cat_id);

// Remove the flag and category ID from localStorage localStorage.removeItem(‘subscribe_without_Login’); localStorage.removeItem(‘subscribe_clicked_id’); } });

/************************** update susbcriber content **************************** */ function initializeSubscriptionButton() { var initialListItems = document.querySelectorAll(‘.subscription-options input[type=”checkbox”]’); initialListItems.forEach(function(item) { console.log(item.checked, ‘Initial Checkbox checked status’); });

var listItems = document.querySelectorAll(‘.subscription-options li’); if (listItems.length === 0) return;

var anyActive = false; listItems.forEach(function(item) { var checkbox = item.querySelector(‘input[type=”checkbox”]’); if (checkbox) { if (checkbox.checked) { item.classList.add(‘active’); anyActive = true; // Set anyActive to true } else { item.classList.remove(‘active’); // Remove ‘active’ class if checkbox is unchecked } } });

} function updateButtonText(anyActive) { var subscribeButtonSpan = document.querySelector(‘.subscribe-submit .changeBtnText’); if (subscribeButtonSpan) { if (anyActive) { subscribeButtonSpan.textContent = ‘Subscribe Now’; } else { subscribeButtonSpan.textContent = ‘Unsubscribe’; } } }

function updateSubscriptionButton() { var listItems = document.querySelectorAll(‘.subscription-options li’); if (listItems.length === 0) return;

var anyActive = false; listItems.forEach(function(item) { var checkbox = item.querySelector(‘input[type=”checkbox”]’); if (checkbox) { if (checkbox.checked) { item.classList.add(‘active’); anyActive = true; // Set anyActive to true } else { item.classList.remove(‘active’); // Remove ‘active’ class if checkbox is unchecked } } });

// Update the button text based on whether any list item has the ‘active’ class updateButtonText(anyActive); } document.addEventListener(‘click’, function(event) { var clickedItem = event.target.closest(‘.subscription-options li’); if (clickedItem) { var checkbox = clickedItem.querySelector(‘input[type=”checkbox”]’); if (checkbox) { checkbox.checked = !checkbox.checked; updateSubscriptionButton(); } } });

FAQs

What crypto tax reforms is Japan proposing?

Japan’s FSA proposes cutting crypto tax from up to 55% to a flat 20%, aligning it with stocks and allowing loss carry-forwards for three years.

Will Japan launch a Bitcoin ETF?

Reclassifying crypto as financial products could pave the way for spot Bitcoin ETFs in Japan.

What is Japan’s 2026 FSA roadmap?

A new bureau will oversee asset management, insurance, and digital finance reforms.